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Bad Credit?

Are you in the market to BUY a home?

Do you have Credit Problems?
No credit score at all?
Have you been turned down for financing elsewhere?
Are you lacking down payment?
Have you filed bankruptcy?
Are you recently divorced or single parent?
Are you self employed?

Millions of honest, hard working, Americans lack the near perfect credit that banks and mortgage companies require to buy a home!

Late payments, repossessions, divorce, medical bills, unstable work history, lack of a huge cash down payment, too much debt, judgments and bankruptcy can all spell rejection when you try to buy a home.

Our primary aim is to make the process of owning a home SIMPLE. We have developed the ideal solution by creating our exclusive

American Dream Home Ownership

program so that you can be a homeowner.  This program allows you to live in the home of your dreams while receiving assistance to prepare for a low interest rate, 30 yr. fixed loan that fits your budget.  The above list is not a problem for us.  We realize hundreds of thousands of people are in the position stated above and that is OK with us.  We can still help you to be a HOME OWNER.  Are you willing to make the effort?  You can do it.  We believe you can do it!

Why Bumpy Credit Is Okay With Lease Option Homes

Most folks in the market for a lease option home are doing so because they need a little time to fix their credit. Financing with a mortgage company is either not possible, or the rates and terms are not favorable. As the seller with rent to own or owner financed homes we understand your situation and your requirements. That is why we are marketing our homes as available for rent to own or offering owner financing.

If you have recently been through a foreclosure or late on some payments, it does not mean that all hope is lost. They key is in your credit score. The higher your credit score the more likely you can obtain good financing, possibly no money down, and low interest rate fixed loan.  The “American Dream Home Ownership Program” allows you the time and tools to help you.

Rent to own sellers or owners offering owner financing will look at your credit. We do not expect you to have good credit though. We are looking to see how long it would take for you to have a credit score high enough to obtain good financing. If your score is currently 560, and you want to get 100% financing, you will need some time to raise your score.  The rent to own program will work great for you.

For fastest service call us now at

216-323-6500
or
sales@clevelandhousingopportunities.com